Rate and Account Disclosure

The following interest rates and "annual percentage yields" (APY) are  subject to change at any time.
Account TypeInterest RateAnnual Percentage YieldMinimum Balance to Open and to Earn APY
Regular Savings 0.05% 0.05% $100.00
Junior Savers Statement Savings Account 0.05% 0.05% $10.00
Money Market
Tier 1 (Balance up to $2,500)
Tier 2 (Balance $2,500 to $25,000)
Tier 3 (Balance $25,000 to $100,000)

0.10%
0.25%
0.30%

0.10%
0.10% to 0.24%
0.24% to 0.28%

$500.00
$2,500.00
$25,000.00
182 Day Certificate 0.50% 0.50% $2,500.00
9 Month Certificate 2.00% 2.00% $2,500.00
1 Year Certificate 1.25% 1.25% $10,000.00
1 1/2 Year Certificate 1.50% 1.50% $500.00
2 1/2 Year Certificate 1.50% 1.50% $500.00
3 1/2 Year Certificate 1.75% 1.75% $500.00
5 Year Certificate 2.25% 2.27% $500.00
Five in One Certificate
First Year
Optional Renewal - 2nd Year
Optional Renewal - 3rd Year
Optional Renewal - 4th Year
Optional Renewal - 5th Year

2.00%
2.25%
2.50%
2.75%
3.25%

2.00%
2.25%
2.50%
2.75%
3.25%

$2,500.00
$2,500.00
$2,500.00
$2,500.00
$2,500.00
IRA Certificate - 2 Year Term
Contributing
Transfer / Rollover

2.00%
2.00%

2.01%
2.01%

$500.00
$500.00
Personal NOW Account*
Balance less than $1,000.00
Regular NOW - (Balance $1,000 to $2,500)
Super NOW - (Balance over $2,500)

0.00%
0.02%
0.05%

0.00%
0.02%
0.05%

**
$1,000.00
$2,500.00
Personal Convenience NOW Account 0.00% 0.00% $50.00

 

* All NOW accounts automatically become interest earning accounts when they have a daily balance of at least $1,000.  The account will earn interest at the Regular NOW rate or the Super NOW rate, depending on the daily balance.

** A $1.00 Minimum balance is required for customers who maintain $1,000 on deposit in a related Regular Savings or Money Market account which have the identical mailing address and reporting tax identification number.  Otherwise, $400.00 is required to open and maintain the account.


Regular Savings, Money Market and NOW accounts are variable rate accounts.  Rates are subject to change once the account is opened.  Fees may reduce earnings.

For current rate information please call or Total Service Connection at (773) 685-3947 or call a savings counselor at (773) 685-5300 during office hours.

Financial services provided for local customers. All accounts must be opened in person. Other terms, conditions and restrictions apply.