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Individual Retirement Accounts

Plan for a secure retirement... open an IRA with Community today!


Roth IRA and Traditional IRA

Individuals can choose between a Roth tax-free IRA and a Traditional tax-deferred IRA.

  • Available to regular banking customers who maintain a balance of $1,000 or more in Regular Savings, NOW Checking account, or Money Market account.
  • No charges for record keeping or reporting
  • Funds invested in a two-year certificate with two-year rate guarantee
  • Additional deposits to the original certificate are allowed, but do not extend the maturity date
  • $500 minimum balance to open
  • Additional deposits can be made in multiples of $100
  • Subject to IRS rules and regulations

FDIC regulations insure IRAs up to $250,000.

Get Started

For more information about our accounts please contact one of our Savings counselors during regular business hours at (773) 685-5300. For current rates please call us or refer to the Deposit Rates page within our website.


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